You are eligible for Medicare benefits once you reach the age of 65 regardless of your health status and income.
Medicare Part A is a Hospital Insurance Program. This helps cover the costs of Inpatient care in a skilled nursing facility, Inpatient care in hospitals, hospice care services, and some home health care services.
Once you are eligible for Medicare, you will not have a monthly premium for Part A if you or your spouse paid Medicare payroll taxes while working.
If you did not work and pay in Medicare payroll taxes, you may be able to still purchase Part A by paying a monthly premium of $461 in 2010.
You may be able to purchase Part A by paying a monthly premium of $461 in 2010.
Medicare Part B, also known as the Medical Insurance program, helps pay for: Doctors? services; and Outpatient care.
In Part B some of the services not covered under Part A are home health services, physical therapy, and occupational therapy. Part B will be deducted from your monthly social security check.
The Standard monthly fee for Medicare Part B is $96.40. If you had a high income in 2008, you will have to pay a higher premium for your Part B ranging from $154.70 to $353.60. You will need to pay a monthly premium for Part B that can be deducted from your monthly social security check. Most people pay a standard monthly premium for Part B, which is $96.40. For 2010, if you had a high income in 2008 (over $85,000 per individual; $170,000 per couple), you will have to pay a higher monthly premium for Part B, ranging from $154.70 to $353.60.
You may be eligible for a free premium part A if you or your spouse worked and paid in enough payroll taxes. However, if you or your spouse did not work or did not pay in enough payroll taxes, you will not be eligible for the free premium part A.
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Source: http://articlesentirely.com/health-fitness/medicare-info-today
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